Alameda Dr. Carlos D'Assumpcao, No. 398, Edificio CNAC, 4 Andar, Macau
(853) 2870 0883

Dread Disease 30


Being ill can be a very challenging experience to you and your loved ones. With the lost of your monthly income, the ever-increasing costs of hospitalization will only create more stress. While you need professional health care and emotional support from your family, a good financial plan with instant cash can make a vital difference to counteract such stressful occasion.


That is why we have developed the Dread Disease coverage for your added protection. If you are under 75 years of age and have been diagnosed by a medical practitioner as suffering from any one of 30 dreadful diseases listed in this policy, a cash benefit equivalent to the sum insured for this optional cover can be immediately withdrawn from your life protection plan. The instant cash can be used to meet your medical or living expenses during this difficult period.


Anyone between the ages of from 16 to 60 with a sum insured of MOP80,000 or US$10,000 for our basic life insurance plan is eligible to apply our Dread Disease for the extra coverage.


30 Dreadful Diseases :

1.Stroke 
2. Heart attack 
3. Cancer
4. Coronary artery surgery 
5. Kidney failure
6. Major organ transplant 
7. Paralysis 
8. Coma 
9. Heart Valve Replacement 
10. Chronic Liver Disease
11. Primary Pulmonary arterial hypertension
12. Surgery of aorta 
13. Aplastic Anaemia 
14. Blindness 
15. Loss of hearing 

16. Loss of Speech
17. Major burns 
18. Poliomyelitis 
19. Muscular dystrophy 
20. Motor neurone disease 
21. Parkinson’s disease (up to age of 60) 
22. Terminal illness (decease within 12 months) 
23. Benign brain tumour 
24. Major head trauma 
25. Bacterial meningitis
26. AIDS due to blood transfusion 
27. Medullary Cystic Disease 
28. Chronic Relapsing Pancreatitis
29. Chronic lung disease 
30. Systemic Lupus Erythematosus    


The above information is for reference only. The details and provisions are subject to the policy.




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