Accidental Death and Dismemberment Protection Plan
Nobody will expect when a serious accident is going to happen. Yet when one does, the impact can be both emotionally and financially devastating. The financial support offered by this optional coverage can make a vital difference during such crisis.
Should an unfortunate accident happen to you which results in total and permanent disability, paralysis, persistent vegetative state or even death, a lump sum will be payable to your family to relieve the financial strain. A cash benefit will also be payable if you are accidentally dismembered, with an amount calculated according to the sum insured and the severity of dismemberment.
Anyone aged 60 or below is eligible to join this optional coverage while enrolling the basic life insurance plan.
Accidental Indemnity Protection Plan
For a more comprehensive cover, you can opt to enroll our Accidental Indemnity Protection Plan. This policy integrates our Accidental Death and Dismemberment Plan with an extra coverage for:
1. temporary total ability
2. major burns
3. hospitalization as a result of accident
4. medical expenses as a result of accident (including medical expenses from Chinese medical practitioners and Chinese bonesetters)
This additional safety net will be guarding you and your family from unpleasant surprises and offering the extra help you need during the rainy days.